Liability Insurance Quote Online

1. Bodily injury liability coverage - This pays medical expenses for the people you injure in an auto accident.

2.Property damage liability coverage - This pays to repair or replace the other person's car and personal property you damage after an auto accident.

Liability coverage is expressed by three numbers. For example, 25/50/100 would mean that you're covered up to a maximum amount of $25,000 for one person's medical bills, $50,000 for everyone's medical bills, and $100,000 for the other person's car and property.

In addition to liability coverage some states require you to have personal injury protection coverage and/or uninsured motorist coverage. Personal injury protection coverage reimburses you for your medical bills and your passenger's medical bills when you're involved an auto accident. Uninsured motorist coverage reimburses you for damages done to your car by an uninsured, under-insured, or hit-and-run driver.

Getting Cheap Liability Auto Insurance Online

To get cheap liability insurance online, first visit your your state's insurance department website to see what their insurance requirements are. Their website will show you the minimum amount of liability insurance you need to get your car on the road.

Next, visit an online insurance comparison website to get quotes from different companies. All you do is spend a couple of minutes filling out a simple form, wait to get your quotes, then choose the cheapest one.

Most insurance comparison websites only work with A-rated insurance companies so you know you're claims will be paid. The top insurance comparison sites offer money-saving tips in their articles section, and you can get advice and answers to your questions by going to their online chat section where you can talk with an insurance professional.